As one of the top mortgage lenders in the area, Oostburg State Bank takes great pride in offering simple and honest home mortgage and refinancing solutions. And, as a fiercely independent, locally-owned bank, we like to do things a little bit different. As you have probably already found out, we like to put the "personal" in personal banking. Our team of experienced lenders work with you to ensure you are financially ready to purchase a home and help during every step of the mortgage process.

Our loan approval process is also quite different. Most banks send mortgage applications out of town or out of state, and make a decision based solely on the numbers. Our loan decisions are made right here in Oostburg, by people who are like your friends and neighbors. We look at the whole picture - numbers and all. We consider how the loan would benefit you, your family, and the community. Because, at the end of the day, we're not just a bank, we're banking for life.

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